Find the GECU Federal Credit Union locations or ATMs closest to you!

GECU in Texas and New Mexico

Since 1932, GECU has embraced the people helping people philosophy in the greater El Paso, region, and recently expanded throughout Texas and New Mexico. This commitment is evident in our ongoing community support initiatives that support food pantries, students, and more through the philanthropic efforts of the GECU Foundation¹, which involve the United Way and local providers of health services.

Our financial institution now has more than 435,000 members, more than 25 locations and more than $4 billion in assets.

Why Choose GECU as Your Texas and New Mexico Credit Union?

GECU: A Valuable Source of Financial Education

Our Financial Education Center is a valuable resource for those seeking to achieve financial success. We provide financial coaching, virtual and in-person seminars, and free online tools that promote financial well-being, such as educational videos and various easy-to-use budget, savings, and loan calculators.

Committed to Innovation and Technology

GECU Online Banking and the GECU Mobile App² offer members 24/7 account access, eStatements and live chat. Those with credit and debit cards³ may now enroll and access Card Management,⁴ which allows you to turn off misplaced cards, set spending limits and alerts, and more.

Prepared to Assist With All of Your Financial Needs

GECU is a credit union that provides our members with comprehensive financial solutions. GECU offers both personal and business checking and savings accounts.⁵ Options for savings accounts include certificate accounts, money market accounts⁵ and individual retirement accounts (IRAs).

As a full-service lender, GECU provides credit card options and financing solutions for homes,⁶ cars⁷ and more.

GECU Banking Services

GECU Checking & Savings Accounts

GECU Personal Checking Accounts have no monthly service fees and come with Mastercard^® debit cards that include the latest security alert features and fraud-prevention tools. GECU offers several specialty checking account options, including the GECU Senior Privilege Checking Account, GECU Teen Checking Account and GECU Second Chance Checking Account⁸.

GECU offers personal and business savings accounts that are accessible 24/7 using GECU Online Banking or the GECU Mobile App.

Savings products from GECU, including certificate accounts and money market accounts, have competitive dividends that can help you achieve your short- or long-term financial goals.

GECU Credit Cards & Loans

The GECU Empowerment Mastercard^® credit card⁹ offers competitive interest rates with no annual or cash advance fees.¹⁰ Members with the GECU Rewards Mastercard^® credit card¹¹ earn 1.5 points for every $1 spent, which can be redeemed for cash back, travel benefits and more.

GECU has a wide array of loans with competitive rates, including mortgage loans, new and used auto loans, and personal loans. If you have an existing auto loan, consider reducing your monthly payments or saving money on interest with GECU Auto Loan refinancing.

Find a GECU Federal Credit Union Near You

Use our location search tool to find a GECU branch or ATM.¹²

Membership eligibility is required.
¹The GECU Foundation is a registered 501(c)(3) public charity established to maximize philanthropic efforts benefiting education, community programs and charitable giving. If you itemize deductions on your federal tax return, you may be entitled to claim your donation to the GECU Foundation as a charitable deduction. Please consult your tax adviser.
²Standard text-messaging and data rates may apply through the wireless carrier.
³Debit card is available with checking accounts.
⁴Intermittent disruptions as a result of network performance issues and outages beyond our control may delay Card Management service functionality, including access to digital card information.
⁵Must have a GECU share account to open a checking account or money market account. Open a GECU share account with a one-time deposit of $10.
⁶All loans are subject to credit qualification and approval. The property must be located in Texas or New Mexico. Certain fees and conditions apply.
⁷All loans are subject to approval. Rates and terms are based on vehicle year and borrower’s credit qualifications, and are subject to change. Other conditions apply.
⁸Service fee applies for GECU Second Chance Checking.
⁹Subject to credit qualification and approval. Other conditions apply. Offer applies to new GECU Empowerment Mastercard^® credit cards only. 1.90% introductory Annual Percentage Rate (APR) is subject to qualification that is based on creditworthiness and other factors. The introductory rate is fixed for the first six billing cycles after opening the account for all purchases, balance transfers, convenience checks and cash advances. After that, the variable standard rate for purchases, balance transfers and convenience checks will apply (11.90%–17.90% APR as of October 1, 2025). The variable APR for cash advances is 2% above your APR for purchases, not to exceed 17.90%. The introductory rate may end sooner if your payment is late. See the variable rates and additional disclosures in the GECU Credit Card Agreement and Disclosure Statement for your GECU Empowerment Mastercard^® credit card at your GECU location or online at gecu.com. Introductory rate and range of rates do not apply to the GECU Rewards Mastercard^® credit card.
¹⁰Other fees may apply.
¹¹Subject to credit qualification and approval. Other conditions apply. Introductory rate is not available for the GECU Rewards Mastercard^® credit card. The variable standard rate for purchases, balance transfers and convenience checks is 14.74%–17.90% Annual Percentage Rate (APR) as of October 1, 2025. The variable APR for cash advances is 2% above your APR for purchases, not to exceed 17.90%. Introductory offer applies to new GECU Rewards Mastercard^® credit cards only. You will only earn 4.5 points for every $1 on qualifying purchases within the first three months of opening the account, up to $5,000 total spent. Once you spend $5,000 within the first three months, you will earn 1.5 points per $1. Cash advances, balance transfers, ATM transactions, and transactions with the use of convenience checks are not eligible to earn points. Other limitations apply. See the variable rates and additional disclosures in the GECU Credit Card Agreement and Disclosure Statement for your GECU Rewards Mastercard^® credit card. The GECU Pickaxe Rewards Mastercard^® credit card is not a UTEP-sponsored affinity program.
¹²Transaction fees may be charged by owner of non-GECU ATMs.
¹³Under the Mastercard® Zero Liability policy, you will not be liable for an unauthorized transaction, as long as you exercised reasonable care in safeguarding the card from risk of loss or theft, and upon becoming aware, promptly report the loss or theft to us; otherwise, your liability will be determined by the GECU terms and conditions. For more information, visit mastercard.com/zeroliability.
¹⁴TruStage™ Life insurance and AD&D insurance are issued by CMFG Life Insurance Company and MEMBERS Life Insurance Company. Auto and Home Insurance Program are issued by leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and may not be available in all states. Corporate Headquarters 5910 Mineral Point Road, Madison, Wisconsin 53705 2018-ADD-POL.


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