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BUSINESS
Business Loans
We have the commercial loan1 solutions to help you start, improve and grow your business.
Business loan benefits for your company
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Credit union difference: Our members can enjoy easy terms and competitive rates.
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Borrow with confidence: Our team of professionals has more than 200 years in combined experience and can help you find the right commercial loans for your business.
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Solutions to grow or start your business: We offer commercial real estate loans, equipment loans, lines of credit, loans for medical professionals, and more!
COMPARE BUSINESS LOANS
Find the right commercial loan for your business needs
Real Estate Owner-occupied Property Loans
Build equity and generate revenue when you own your business property.
Build equity and generate revenue when you own your business property.
Best for: Members who want to purchase or refinance their business property.
- Easy terms and competitive rates
- Build equity and generate revenue while continuing to increase your investment
- Customize the look of your space without landlord restrictions
- Refinancing options are available for current commercial real estate loans
Investment Property Loans
This competitive-rate loan can help you get that extra house you’ve been eyeing.
This competitive-rate loan can help you get that extra house you’ve been eyeing.
Best for: Members who want to purchase an investment property.
- Easy terms and competitive rates
- We offer commercial loans for multi-family dwellings and industrial, warehouse, retail, hospitality, and office spaces
- Investment property loans start at $50,000
- You may be able to create and maintain a steady cash flow from the rent you receive on your investment property
Loans for Medical Professionals
Start or grow your medical practice with our help.
Start or grow your medical practice with our help.
Best for: Members who practice in the medical field.
- Easy terms and competitive rates with loans starting at $50,000
- Purchase or refinance your current business real estate
- Purchase equipment or open a line of credit for working-capital needs
- Improve your medical office space
Equipment Loans
Keep your business equipment up to date with the latest technology with a commercial equipment loan.
Keep your business equipment up to date with the latest technology with a commercial equipment loan.
Best for: Members who want to purchase, replace or upgrade their business equipment.
- Easy terms and competitive rates
- Convenient decision making
- Loans starting at $50,000
Working Capital Lines of Credit
Be on top of time differences in your cash flow.
Be on top of time differences in your cash flow.
Best for: Members looking for more day-to-day cash flow for their business.
- A line of credit can help assist with working-capital needs
- Funds are placed directly into your business checking account2 for ease of use
- Business-working-capital lines of credit starting at $50,000
- Maintaining a business-working-capital line of credit in good standing may help build your business credit rating
SBA Loans
GECU works closely with the Small Business Administration to offer small business loans that fit your needs, including SBA 7(a), SBA 504 and SBA Express.
GECU works closely with the Small Business Administration to offer small business loans that fit your needs, including SBA 7(a), SBA 504 and SBA Express.
Best for: Members who want to grow their business.
- An SBA 7(a) loan is designed for business owners interested in equipment, real-estate purchases, working capital, refinancing business debt and real estate, and more
- An SBA 504 loan and refinancing is designed for business owners looking for long-term financing options that promote business growth and job creation
- An SBA Express loan helps business owners looking for an easy-to-use loan with a fast turnaround and streamlined application process
We’re Here to Answer Your Business Loan Questions
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When should I consider applying for a commercial loan?You may want to consider applying for a commercial loan when you are ready to expand your business, need equipment, want to purchase or improve your business property, and more. Schedule an appointment with a GECU Business Services representative to discuss your commercial lending options.
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What information do I need to provide when applying for a commercial loan?
You should prepare to bring your business financial statements, such as a balance sheet, income statements and others. To discuss your commercial lending options, call a business services representative at 915.774.4750, or toll-free at 1.800.772.4328, ext 4750. -
Where can I find a commercial loan application?Inquire now about a commercial loan. If you have questions, contact one of our business services representatives at 915.774.4750, or toll-free at 1.800.772.4328, ext 4750.
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What is an SBA 7(a) loan?An SBA 7(a) is a small business loan designed for business owners looking to acquire an existing business, buy out a partner, expand, move to a new location, purchase real estate or purchase equipment up to $5 million. Learn more about SBA loans.
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What does an SBA 504 loan assist with?An SBA 504 loan is designed for businesses looking to expand through a real estate purchase or construction/remodel. Schedule an appointment to speak with a business services representative or call 915.774.4750, toll-free at 1.800.772.4328, ext 4750.