PERSONAL LOANS

Debt Consolidation Loans

Regain control and pay off your debts quickly and easily with this low-rate loan.1

Debt Consolidation

Benefits of debt consolidation

  • Get rid of debt: A GECU Debt Consolidation Loan can help you pay off high-interest-rate credit card debt, personal loans, furniture and more!
  • One monthly payment: Combine all of your debts into one loan for one monthly payment instead of many.
  • Save money: You may be qualified for a lower interest loan rate which can help you save money over the life of the loan.
  • Credit union difference: We want to help you reach your financial goals with affordable payments, low rates and easy terms.
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We’re Here to Answer Your Debt Consolidation Loan Questions
  • What is a debt consolidation loan?
    A debt consolidation loan is a loan that pays off multiple debts and turns them into one debt with one monthly payment.
  • How do I know if a debt consolidation loan is right for me?
    Speak with us today and see if a debt consolidation loan is right for you. Call us toll-free at 1.800.772.4328.
  • What types of debt can I consolidate?
    With our debt consolidation loan you can consolidate credit card debt, personal loans and many more.
  • Do I need to bring any documentation when I apply for a debt consolidation loan?
    We may require documents to verify your identification and income, such as a driver’s license and pay stubs.
  • Will GECU send the payoff payments to their respective loan companies?
    You will need to send a check directly to the respective loan companies. We can create a check made payable to the loan companies.
  • How can I make my debt consolidation loan payment?
    You can schedule recurring payments with online banking, make a transfer from online banking or the mobile app, or make a payment from an external account.
  • Am I able to consolidate debt from GECU?
    Speak with us today to see what options are available to you. Call us toll-free at 1.800.772.4328.
  • I am having trouble paying my debt. Would I be able to speak with someone?
    Yes, our financial counselors are available to members and nonmembers. Contact us today to set up a debt consolidation appointment toll-free at 1.800.772.4328.
  • What do I do if I know I am going to be late on my payments?
    We’re here to help you navigate debt and loan payments. Contact us today so we can discuss what payment options are available to you toll-free at 1.800.772.4328.
  • How do I access my credit score?

    You can access your credit score using SavvyMoney2 in GECU Online Banking or the GECU Mobile App!3 Enroll now and see how SavvyMoney can help you!

    • Access your credit score and report
    • Set up credit-monitoring alerts
    • Get tips to improve your credit
    • Learn how to manage your credit and finances
    • Browse through financial education resources

    HOW TO ENROLL IN SAVVYMONEY

    1. Log in to GECU Online Banking or the mobile app.
    2. Find the credit score widget in online banking and click “Show my score” or tap the “More” button in the mobile app and tap “Credit Score.”
    3. Opt in and agree to the terms and conditions.
    4. Start monitoring your credit score!
  • How can I view my full credit report?

    You can view your full credit report using SavvyMoney in GECU Online Banking or the GECU Mobile App! Enroll now and see how SavvyMoney can help you!

    • Access your credit score and report
    • Set up credit-monitoring alerts
    • Get tips to improve your credit
    • Learn how to manage your credit and finances
    • Browse through financial education resources

    HOW TO ENROLL IN SAVVYMONEY

    1. Log in to GECU Online Banking or the mobile app.
    2. Find the credit score widget in online banking and click “Show my score” or tap the “More” button in the mobile app and tap “Credit Score.”
    3. Opt in and agree to the terms and conditions.
    4. Start monitoring your credit score!
  • Why is my credit score important?
    Your credit score is based on the information in your credit report. Lenders may use this to determine how likely you are to repay a loan. To view your credit score, enroll with SavvyMoney now.

Disclosures

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Membership eligibility is required.
1All loans are subject to approval. Rates and terms are based on borrower’s credit qualifications and subject to change. Other conditions apply.
2This service is being offered by GECU in collaboration with SavvyMoney, Inc. The provided credit score and credit report are not used for determining credit qualification or approval on any GECU loans that you apply for.
3Standard text-messaging and data rates may apply through the wireless carrier.
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