MORTGAGE

Turn Equity into Cash with a Home Equity Loan

With a GECU Home Equity Loan,you can do home renovations, consolidate debt, pay for college and more! Every home equity loan comes with competitive rates, flexible terms and all of the benefits that come with a GECU membership.

Home Equity
Home Equity

What is Home Equity?

Your home’s equity is the difference between what you owe on your mortgage and what your home’s market value is, or how much it is currently worth. For example, if you owe $80,000 on your home loan and your home is worth $200,000, you have $120,000 of equity in your home. 
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Bring Your Dreams to Life

With a GECU Home Equity Loan


Our lives are different but our hopes, dreams and experiences connect us. We’re all searching for the same things — a place to call home, room to grow or a fresh financial start. Let us help you bring your dreams to life with a GECU Home Equity Loan1 and get a $500 gift card!* Enjoy our flexible terms with competitive rates and affordable payments.
We’re Here to Answer Your Home Equity Loan Questions
  • How much can I borrow with a GECU Home Equity Loan?
  • What can I use my GECU Home Equity Loan for?
  • What is equity?
  • Is there a limit on the number of home equity loans that one can have?
  • How do I determine how much my home is worth?

1All loans are subject to credit qualification and approval. The property must be located in Texas or New Mexico. Certain fees and conditions apply. Membership eligibility is required.
*The $500 gift card will be available while supplies last. The gift card will be provided following the disbursement of the home equity loan. This offer is nontransferable, is limited to only one offer per household, and cannot be used in conjunction with any other offer. This is a limited-time offer and may be withdrawn at any time.

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