Find the Right Home Loan For You

Membership eligibility is required.
¹All loans are subject to credit qualification and approval. The property must be located in Texas or New Mexico. Certain fees and conditions apply.
²VA loans are offered to qualified borrowers who are serving or have served in the United States Armed Forces. Other conditions may apply.
³All loans are subject to credit qualification and approval. The property is subject to program eligibility requirements and must be located in Texas. Not available for refinances. Certain fees, conditions and veteran eligibility requirements apply. The Texas Vet Home Loan is a program administered by the Texas Veterans Land Board.
⁴Assistance programs made available through third party entities, and are subject to qualification, income criteria, home-purchase price, and property location. Other conditions apply.
⁵The availability of interest rate buydowns is not guaranteed and may be subject to limits, approval, and loan program eligibility.
⁶All loans are subject to approval. Commercial loans are available only in Texas and New Mexico. Other conditions apply.
⁷All loans are subject to credit qualification and approval. The property must be located in Texas or New Mexico. The GECU Zero-down Home Loan program is eligible only for purchase of owner-occupied, single-family primary residences (attached or detached). No down payment required; however, closing costs, escrow, and private mortgage insurance apply. Maximum loan amount is the national conforming limit as prescribed by the Federal Housing Finance Agency. No cash back allowed. Program is subject to change or withdrawal without notice at the discretion of GECU. Certain fees and conditions apply.
⁸This assistance program is brought to you by the Texas State Affordable Housing Corporation (TSAHC), and is subject to funding availability, qualification, income criteria, and home-purchase price. The property is subject to program eligibility requirements and must be located in Texas. Other conditions apply. Requirements, rates and assistance levels are subject to change.
*All loans are subject to credit qualification and approval. The property must be located in Texas or New Mexico. Eligible only for purchase or refinance of owner-occupied, single-family primary residences. A 30-year fixed-rate loan of $250,000 with interest at 5.99% and 6.338% APR will have a monthly payment of $1,497.27. Taxes and insurance are not included; therefore, the actual payment obligation will be greater. Certain fees and conditions apply. Advertised rate assumes the purchase of a single-family primary residence with a 720 FICO score, a down payment of 5% and up to the conforming loan amount limit.
**Offer does not apply to FHA loans, VA loans, or loans originated through the Texas State Affordable Housing Corporation. The offer of up to $4,500 covers the following fees: origination, underwriting, processing and document-preparation fees. Applicants must apply by December 31, 2025, and must close on their loan within 12 months from the date of application on existing 1–4-family dwellings or on new construction of single-family homes.