Refinance Your Home Loan & Save Big

Membership eligibility is required.
¹All loans are subject to credit qualification and approval. The property must be located in Texas or New Mexico. Certain fees and conditions apply.
*All loans are subject to credit qualification and approval. The property must be located in Texas or New Mexico. Eligible only for purchase or refinance of owner-occupied, single-family primary residences. A 30-year fixed-rate loan of $250,000 with interest at 5.99% and 6.338% APR will have a monthly payment of $1,497.27. Taxes and insurance are not included; therefore, the actual payment obligation will be greater. Certain fees and conditions apply. Advertised rate assumes the purchase of a single-family primary residence with a 720 FICO score, a down payment of 5% and up to the conforming loan amount limit.
**Offer does not apply to FHA loans, VA loans, or loans originated through the Texas State Affordable Housing Corporation. The offer of up to $4,500 covers the following fees: origination, underwriting, processing and document-preparation fees. Applicants must apply by December 31, 2025, and must close on their loan within 12 months from the date of application on existing 1–4-family dwellings or on new construction of single-family homes.