SAVINGS

Personal Savings Account

Join our family and get on the path to accomplishing your financial goals with a personal savings account.1

Personal Savings

Maximize your money with personal savings

  • 24/7 account access: Make transfers, check balances, deposit checks and more with an online savings account!
  • GECU ATM card: Access 80,000+ surcharge-free ATMs nationwide.2
  • No monthly service fee: Period. Plus, no minimum-daily-balance requirements.
  • Account alerts3: Set up custom account alerts to stay on top of your money while we work to protect you from fraud.
  • Peace of mind: Rest easy knowing that your funds are insured by NCUA to at least $250,000.

 

OPEN A SAVINGS ACCOUNT
BECOME A MEMBER
Related Wealth Management Offerings

Certificate accounts

  • Short- and long-term certificate accounts available
  • Opening deposits as low as $50
  • Competitive dividends
View certificate accounts

GECU Money Market accounts

  • Competitive dividends
  • Deposit or withdraw anytime
  • Funds are insured by NCUA
View money market accounts

GECU Personal Checking accounts

  • No monthly service fees and no minimum-daily-balance requirements
  • Convenient access to online banking and the mobile app
  • Direct deposit, Bill Pay, eStatements and more!
View checking accounts

Online service center

  • Learn how to set up your online banking account for 24/7 account access
  • Use our educational tools to learn how to use our products and services, including Zelle®, mobile wallet setup and mobile check deposits
  • Learn how to order a new debit card from the comfort of your home
View online service center

Managing finances

View money management tools

Savings calculators

  • Use the savings goal calculator to determine how much you’ll need to save each month for your next big purchase
  • Determine if you are on track to pay for your children’s education with the college savings calculator
  • Calculate how much your investments will be worth in the future with the future value calculator
 
View savings calculators
We’re Here to Answer Your Personal Savings Account Questions
  • What is a savings account? 
    A savings account is a safe place to store and grow your money. A savings account earns dividends on the funds in the account and can provide overdraft protection if your checking account has insufficient funds for a charge. You can deposit and withdraw funds from the account at any time. A savings account can be opened and maintained with a minimum deposit of $10 and it establishes your membership.
  • How can I open an online savings account? 
    You can open a savings account online now or by calling 1.800.772.4328. Once you open your online savings account, you can access it 24/7 using online banking.
  • How does a savings account work? 
    A savings account allows the member to earn dividends quarterly (the account must have an average daily balance of $100 to earn dividends) while giving them immediate access to their funds by using an ATM card.

Disclosures

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Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.


1Membership eligibility is required.
2Transaction fees may be charged by owner of non-GECU ATMs.
3Standard text-messaging and data rates may apply through the wireless carrier.

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