STARTING AND TAKING CARE OF A FAMILY

Manage Your Household Finances

We’re here to help you manage your day-to-day family finances and responsibilities that come with starting and taking care of your family.

Starting a Family
Starting a Family

Family finances: Tips for starting a family

  • Save for the future: Write down specific, realistic savings goals that you want to achieve for your family. Then, create a timeframe to achieve the savings goals and measure your progress as time passes.
  • Create a family budget: Review your overall bills and expenses against your family income and create a budget to limit spending and increase the amount that you can save. Use our calculators, worksheets and more to help with your household finances!
  • Find a home: Whenever you are ready to move into or out of your starter home, we are here to help every step of the way from home loans1 to finding qualified builders. We can connect you with a HUD-approved counselor who can guide you on your path toward homeownership.
  • Create good financial habits: Join one of our financial education seminars for adults and children to learn healthy financial habits and make money-smart decisions.

Preparing for the future starts with household finances

  • Life insurance: Prepare for your family’s future now with a life insurance plan. Life insurance can be used to pay off debt, make home loan payments, purchase everyday needs, save for future generations and more!
  • Be ready for anything: Enjoy peace of mind knowing that you are prepared for the unexpected, such as medical care or living in a long-term care facility.
  • Plan for the future: It’s important to plan ahead to decide who will inherit your assets and to ensure that your wishes are granted.


Schedule a no-cost, no-obligation appointment with our GECU Investment Services2 team to discuss your options.

Starting a Family
for you growing goals

SAVINGS

GECU 12-month Certificate Account¹


No matter how big or small, we have the certificate account that can help you achieve any goal! Get started with a low opening deposit, watch your savings grow with competitive dividends, and set up automatic transfers to save even more. Open a GECU 12-month Certificate Account now — you’ll thank yourself later!
We’re Here to Help with Your Family Finances
  • What is life insurance?
    A life insurance policy requires an insured policyholder to make premium payments during the policyholder’s lifetime and the insurer will pay a sum of money to beneficiaries named in the policy when the policyholder passes away. Certain limitations may apply and will be outlined in the life insurance policy.
  • What is long-term care insurance?
    Long-term care insurance pays benefits when you need extended care such as a nursing home, assisted living, or in-home care.
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 Membership eligibility is required.
1
All loans are subject to credit qualification and approval. The property must be located in Texas or New Mexico. Certain fees and conditions apply.
2Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. GECU and GECU Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using GECU Investment Services, and may also be employees of GECU. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, GECU or GECU Investment Services. Securities and insurance offered through LPL or its affiliates are:


Not insured by NCUA or any other government agency Not credit union guaranteed Not credit union deposits or obligations May lose value
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