Routing number: 312081089

Copy to clipboard!

Search

Locations & ATMs

Top Member Searches

Routing Number: 312081089

Top member questions

Where can I download the GECU Mobile App?

The mobile app¹ can be downloaded on your mobile devices by visiting your app store. Download the GECU Mobile App from the Apple App Store now or download the GECU Mobile App from Google Play.
How do I report a lost debit card or credit card?

To report a lost or stolen debit or credit card, please call our card services department at 1.800.810.2252. Make sure to keep an eye out on your account and purchases by logging in to your online banking account or the mobile app. If you need to dispute a transaction, let the card services department know when you report your card as lost or stolen. For more information, call 915.778.9221, toll-free at 1.800.772.4328, or chat with us now.

Checking & Savings
Personal & business checking

Personal & business savings

Certificates, Money Market & IRAs

Youth checking & savings accounts

Youth checking account

Youth savings accounts
24/7 account access

Enjoy 24/7 account access and security with GECU Federal Credit Union online and mobile banking.

View online and mobile banking

Purchases made easy

Buy with confidence when you add your debit card to your mobile wallet!

Learn about mobile wallet

Become a member!

Learn about member benefits and how to join.
Credit Cards & Loans
Credit cards

Personal loans

Debt consolidation loan

Home loans

Mortgage

Home Improvement Loans

Home Equity Loans

Refinancing

See All Home Loans

Auto loans

New & Used Cars

Motorcycles

Recreational Vehicles

Refinance Loans

See All Vehicle Loans

Commercial loans
Auto loans

Ready for a new or used vehicle? Or want to refinance your current one? Enjoy affordable payments and low rates with GECU Federal Credit Union!

View auto loans

Become a member!

Learn about member benefits and how to join.
Insurance & Investments
Insurance options

Retirement services

Investment services

Planning ahead
Achieve your financial goals

It’s never too early or too late to start planning for your future. Get started today with our products, services, and experienced team of financial professionals.

Start financial planning

Ready to get started?

Schedule a no-cost, no-obligation appointment to speak with a financial professional today!

Speak with a financial professional

Become a member!

Learn about member benefits and how to join.
Financial Education & Support
Education Center

Financial education tools

Financial coaching

Seminars

Online resource center

Schedule a presentation
Get on track with your personal finances

Use our free online tools, resources, videos, and calculators to help get your finances on track to success.

View educational resources

Looking for more ways to reach your financial wellness goals?

Schedule a no-cost, no-obligation appointment to speak with a financial professional today!

Speak with a financial professional

Become a member!

Learn about member benefits and how to join.
Community & Culture
Membership perks

GECU Blog

Community impact

About GECU

GECU Foundation

Military
Join the credit union movement

As a GECU member, you are part of the credit union movement that works to elevate communities around the world. See how we make an impact in Texas and New Mexico.

View our community impact

Become a member!

Learn about member benefits and how to join.

Sign In

Close

Select an account

Personal Account

User ID:

Password Show Password

Forgot password or ID? Learn how to enroll in online banking.

Become a member or open a new account online now!

Get started

Auto

Auto Loan Refinancing

Save big on your current auto loan¹ when you refinance with GECU. Get preapproved now!

We’re Here to Answer Your Auto Refinance Questions

How can I apply to refinance my vehicle?

You can apply online now to refinance your vehicle or by calling us toll-free at 1.800.772.4328.
What are the rates if I want to refinance my vehicle?

Find our competitive auto loan rates.
How soon can I refinance my auto loan?

You can apply to refinance your auto loan as soon as the loan is first finalized.
If my auto loan currently has a co-borrower, am I able to refinance the loan under only my name?

Yes, as long as you meet income and credit qualifications, you should be able to refinance the loan under your name only.
How often can I refinance my auto loan?

You can apply to refinance your auto loan as needed, but keep in mind that every credit application affects your credit score. GECU loan officers are available to discuss your options. Contact us today toll-free at 1.800.772.4328.
Can I refinance my existing GECU Auto Loan?

Yes, you can apply to refinance an existing GECU Auto Loan but promotional rates may not apply. Contact us today toll-free at 1.800.772.4328 to discuss your options.
Do I have to extend my term if I refinance my auto loan?

Your qualifications and goals will determine if the term needs to be extended.
If I decide to pay off my auto loan early, is there a prepayment penalty?

GECU does not impose prepayment penalties.

Membership eligibility is required.
¹All loans are subject to approval. Rates and terms are based on vehicle year and borrower’s credit qualifications, and are subject to change. Other conditions apply.

X

Cookies help us improve your website experience.
By using our website, you agree to our use of cookies.

Click here to view our online privacy policy.

Confirm