GECU Auto Loan Refinancing

You can choose to stop receiving prescreened offers of credit from this and other companies by calling toll-free at 1.888.567.8688. Please see the PRESCREEN & OPT-OUT NOTICE below for more information about prescreened offers.

PRESCREEN & OPT-OUT NOTICE:
This “prescreened” offer of credit is based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not meet our criteria, including providing acceptable property as collateral. If you do not want to receive prescreened offers of credit from GECU and other companies, call the joint notification system of the nationwide consumer reporting agencies at 1.888.5OPT.OUT (1.888.567.8688) or visit the website at optoutprescreen.com.

If you would prefer to contact one or more of the national credit bureaus to opt out directly, you may write to the credit bureaus at …

Equifax Inc., PO Box 740123, Atlanta, Georgia 30374-0123
TransUnion Opt-Out Request, PO Box 505, Woodlyn, Pennsylvania 19094
Experian Consumer Opt-Out, PO Box 919, Allen, Texas 75013

AUTHORIZATION/CONSENT:
Accepting this offer authorizes GECU to obtain any and all information necessary to process this loan and establish and service the account, if approved. You acknowledge that you have read the Terms and Conditions of this offer, and certify that the information you provided is true and correct.

¹TERMS AND CONDITIONS OF THIS OFFER:
This offer is only valid for individuals to whom it is addressed. This offer is not transferable and is not available to a company or corporation. The credit union reserves the right to obtain a current credit report. 
• We must be able to verify your continual income. Salaried individuals must be currently employed. Self-employed individuals must have been self-employed for at least two continuous years.
• Your monthly net disposable income cannot be less than $800.
• Only one offer per household. This offer cannot be used in conjunction with any other offer.
• Verification of the following may be required:
- Gross income information (current pay stubs for the past 30 days).
- Social Security and/or other benefits award letters.
- Self-employment, commissioned or rental property income (tax returns for previous two years, year-to-date profit and loss statement, and/or lease agreements).
• This offer is nontransferable.
• The purchase of credit-life and credit-disability insurance is not required to obtain a loan.
• Refinancing does not apply to existing GECU loans.
• Credit verification required. 

²The $200 gift card will be available for loans that are $5,000 and over and offered while supplies last. The gift card will be presented upon disbursement of the auto loan. This offer is nontransferable, limited to only one offer per household, and cannot be used in conjunction with any other offer. Existing auto loans at GECU are not eligible for this offer. This is a limited-time offer and may be withdrawn at any time.
³All loans are subject to approval. Rates and terms are based on borrower’s credit qualifications and subject to change. Promotion does not apply to existing GECU loans. Subject to limitations and covered borrower’s status-determination requirements outlined in the Military Lending Act and federal law. Other conditions apply.