BUSINESS

GECU Owner-occupied Property Loan

Gain ownership of your business’ building or property.

Owner Occupied Loans

Benefits for you

  • Increase your investment: Build equity in your established business while continuing to increase your investment with each monthly payment. 
  • Refinancing available: We offer different financing options for your current commercial real estate loan.1
  • Control the space: Customize the look of your business space without the restrictions that come with a landlord. 
  • Credit union difference: We want to help you reach your financial and business goals with affordable payments, competitive rates and easy terms.
We're Here to Answer Your Questions About Owner-occupied Property Loans
  • When should I consider applying for an owner-occupied property loan?
    You should consider applying for an owner-occupied property loan when you are thinking of expanding your business footprint, purchasing a new location, or making improvements to a property. Schedule an appointment with one of our business services representatives or call 915.774.4750, toll-free at 1.800.772.4328, ext. 4750.
  • What documents do I need to provide to apply for an owner-occupied property loan? 
    You should prepare to bring your business financial statements such as a balance sheet, income statement and others. To speak with a business services representative, call 915.774.4750, toll-free at 1.800.772.4328, ext 4750.
  • Are there fixed and variable interest rates available with an owner-occupied property loan? 
    Yes, there are fixed and variable interest rates available depending on the type of loan that you apply for. To learn more about owner-occupied loans, speak with a business services representative by calling 915.774.4750, toll-free at 1.800.772.4328, ext. 4750.
Membership eligibility is required.
1All loans are subject to approval. Other conditions apply. Commercial loans are available only in Texas or New Mexico.
2Must have a GECU share account to open a business checking account. Open a GECU share account with a one-time deposit of $10.
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