PERSONAL LOANS

Get cash today with a GECU Fast Cash® Loan

Make ends meet with a GECU Fast Cash® loan1 until your next paycheck.

Fast Cash

Fast cash loan benefits for you

  • Receive cash: Get $200–$1,000 with up to a six-month term2 based on borrower’s credit qualifications to help with what matters most until you receive your next paycheck.
  • Great rates: This competitive-rate loan is a good alternative to high-interest-rate payday loans.
  • Improve your credit: Making your fast cash monthly payment on time may help make a positive impact to your credit score.
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We’re Here to Answer Your Fast Cash Questions
  • What is GECU Fast Cash®?
    Fast cash is a personal small loan that is an alternative to a payday loan. Making timely payments may help build your credit.
  • Where can I apply for a fast cash loan?
    You can apply by visiting any location. 
  • What if I need more than $1,000?
    We offer loans for more than $1,000. You can apply online for other personal loans or by calling us toll-free at 1.800.772.4328.
  • How long is the term for a fast cash loan?
    Fast cash terms are from two to six months, and you can pay it off early with no penalties or fees.
  • I don’t have enough money to get me to my next paycheck. Can I apply for this loan?
    Yes, apply for fast cash loans by visiting any location. 
  • How does this small loan help me increase my credit score?
    Fast cash loans may help increase your credit score every time that a timely payment is made.
  • Who can I speak with about budgeting and credit?
    Our community development team of financial counselors are available to members and non-members. They help develop budgeting plans and provide guidance on credit. Contact them today to set up an appointment at 915.774.2160.
  • Can I use this loan for debt consolidation and to pay off my current payday loan?
    A fast cash loan can be used to pay for things that you need until your next paycheck, such as utility bills and groceries. Typically, with debt consolidation, you have to pay off larger sums than a fast cash loan offers. We would recommend a personal loan for debt consolidation.

Disclosures

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Membership eligibility is required.
1All loans are subject to approval. Timely payments may be used to help build your credit score. GECU Fast Cash® loans are not offered for terms less than 60 days. The current APR is 27.9%. Other conditions apply.
26 monthly payments of $182.56 per $1,000 borrowed at 27.9% APR.
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