MORTGAGE

Resale Mortgages

Buy a previously owned home with our help. Prequalify for a GECU Home Loan1 today to get started! 

Resale Purchases

Get the resale home that you want with GECU

  • Lending options: We offer conventional, FHA and VA2 loans for the purchase of resale homes.
  • Seamless process: Our mortgage team is here to guide you through the entire homebuying and resale home loan process.
  • Credit union difference: Our resale home loan process is simple and comes with competitive interest rates and flexible terms that work for you.
  • Home-purchase assistance: Take advantage of our home-purchase assistance programs3 for the purchase of a resale home. We help make the resale home loan process easy for you.
We’re Here to Answer Your Resale Mortgage Questions
  • What is a resale home?
  • How do I know whether to purchase a resale or new construction?
  • Does GECU offer VA and FHA loans for resale homes?
  • What documents do I need to provide when I apply for a home loan to buy a resale?
  • Why do I need a prequalification letter?
  • How much home can I afford?
  • How do I get prequalified?
  • How much down payment do I need?
11All loans are subject to credit qualification and approval. The property must be located in Texas or New Mexico. Certain fees and conditions apply. Membership eligibility is required.
2VA loans are offered to qualified borrowers that are serving or have served in the United States Armed Forces. Other conditions may apply.
3Assistance programs are made available through third-party entities, and are subject to qualification, income criteria, home-purchase price, and property location. Other conditions apply.
4TruStage® Insurance products and programs are made available through TruStage Insurance Agency, LLC. Life insurance and AD&D insurance are issued by CMFG Life Insurance Company. The Auto and Home Insurance Program is issued by a leading insurance company. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by any depository institution. Disclaimer: GECU does not endorse the organization(s) associated with the TruStage Insurance Programs and, hereby disclaims any responsibility of such organization(s). GECU does not represent either the third party or the member if the two enter into a transaction.
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