24/7 account access
Enjoy 24/7 account access and security with GECU online and mobile banking.
View online and mobile banking
View online and mobile banking
LOANS
Secured Loans
Borrow money against your savings or certificate account with a secured personal loan!1 Your savings or certificate account continues to earn dividends as you pay off the loan with a low, competitive interest rate.
Secured loan benefits for you
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Use it for anything: You can use the funds of a secured loan on anything like medical emergencies, paying large unexpected expenses and consolidating
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Improve your credit score: Making timely payments on your secured loan may improve your credit score.
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Credit union difference: We work hard to provide our members with the products and services that they need with low rates, affordable payments and easy terms.
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Apply quickly and easily: Apply for a secured loan online now by clicking the button below or by calling toll-free at 1.800.772.4328.
We’re Here to Answer Your Secured Personal Loan Questions
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How does a secured loan work?A secured loan uses your deposits in a GECU savings or certificate account as collateral. As you make payments to your loan, the funds on deposit become available.
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What if I don’t have deposits?We offer other loans to help you achieve your goals. Learn more about our loan offerings.
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What are the interest rates for a secured loan?The interest rate for a secured loan is based on the dividends that your deposit account currently receives plus an additional percentage. A secured loan from a savings account has low and competitive rates.
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How can I make a secured personal loan payment?Payments can be made through online banking, over the phone or at any location. Log in to online banking or find your nearest location.