MORTGAGE

Investment Property Loans

Investing in real estate can be easy with the help of GECU. Prequalify today1 to get started!

Investment Properties

Get the investment property you’re looking for with GECU

  • Lending options: We offer conventional home loans for investment property financing.
  • Seamless process: The mortgage team is here to guide you through the entire investment property loan process.
  • Credit union difference: All of our home loans for investment properties come with competitive interest rates and flexible terms that work for you.
  • Multiple-home investment property: GECU Business Services can help you with investments of multiple properties.2
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Related Home & Property Loan Products

Commercial loans

  • GECU Business Services can help you with multi-property investments
  • Our hands-on lenders are available to answer your questions
  • Contact us for competitive rates and terms that work for you and enjoy affordable payments
View commercial loans

Owning a business

Find resources for a new or current business, such as loan payment calculators and more!
View business resources

Preferred builders program

  • We work with local builders like CareFree Homes, Classic American Homes, Definitive Homes and Hakes Brothers
  • Finance a home with us and see what our preferred builders have to offer
  • Find the latest models and communities in Texas and New Mexico
View preferred builders program
We’re Here to Answer Your Investment Property Loan Questions
  • What are investment properties?
    Investment properties are real estate properties that are generally purchased with the intention of earning a return on the investment either through rental income or the future resale of the property.
  • What documents do I need to provide when I apply for an investment property loan?
    You may need the following information throughout the application process:
    • Two most-recent W-2s
    • Two most-recent Federal Tax Returns
    • Pay stubs for the last 30 days
    • Two current, valid forms of identification (e.g., driver’s license, state-issued ID, Social Security card)
    • Most-recent bank statements for the last two months
    • Proof of any other income (Social Security, retirement, etc.)
  • Can I get a home loan for an investment property outside of El Paso, Texas?
    GECU's lending radius includes all of Texas and New Mexico.

Disclosures

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Membership eligibility is required.
1All loans are subject to approval. Commercial loans are available only in Texas and New Mexico. Other conditions apply. 
2All loans are subject to credit qualification and approval. Commercial loans are available only in Texas and New Mexico. Other conditions apply. 
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