24/7 account access
Enjoy 24/7 account access and security with GECU online and mobile banking.
View online and mobile banking
View online and mobile banking
BUSINESS
Small-business Checking Accounts
Find the best small-business checking1 account that fits your business’ financial needs.
Benefits of opening a small-business checking account
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24/7 account access: Make transfers, deposit checks,2 find one of our 80,000+ surcharge-free ATMs3 for withdrawals, and more with a small business checking account online!
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Designated teller window: Handle your business deposits and withdrawals with a designated small business checking account teller at 7227 Viscount Blvd. and 11987 Rojas Drive in El Paso, Texas.
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Debit card designs4: Support our collaboration with the El Paso Chihuahuas or El Paso Locomotive FC debit card, or choose the Empowerment debit card.
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Credit union difference: We want to help you reach your financial and business goals with low monthly fees, options to help you save, free financial education seminars, business resources, and more!
FIND THE BEST SMALL-BUSINESS CHECKING ACCOUNT FOR YOU
50 Free Business Checking Account
An account that can help get your business started.
An account that can help get your business started.
Best for: Members with businesses that make less than 50 transactions per month.
- No minimum-daily-balance requirements
- Instant-issue business debit card with three design options available
- $0.30 activity charge per deposit or withdrawal after the first 50 transactions each statement cycle
Business Advantage Checking Account
The account for your growing business.
The account for your growing business.
Best for: Members with businesses that make less than 100 transactions per month.
- No minimum opening deposit required
- $0.25 activity charge per deposit or withdrawal after the first 100 transactions each statement cycle
- First month is free, and enjoy no maintenance fee if average daily balance is $1,000 during each statement cycle
Business Dividends Checking Account
Start growing the funds from your business.
Start growing the funds from your business.
Best for: Business members who want to earn dividends on their business funds.
- No minimum opening deposit required
- $0.25 activity charge for each deposit or withdrawal after the first 200 transactions of each statement cycle
- First month is free, and enjoy no maintenance fee if average daily balance is $5,000 during statement cycle
Debit Cards
Enjoy security and convenience with our debit cards.
Enjoy security and convenience with our debit cards.
Best for: Members who want a debit card that fits their interests.
- Choose between the GECU Empowerment, El Paso Chihuahuas or El Paso Locomotive FC debit card
- Contactless payments with mobile wallet compatibility
- 15% off at Southwest University Park Team Shop5 with our team debit cards
We’re Here to Answer Your Small-business Checking Account Questions
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What do I need to open a small-business checking account?
The type of business account you open will require different documentation. To speak with a business services representative, call 915.774.4750, toll-free at 1.800.772.4328, ext 4750. -
Do I have to be a GECU member to open a small-business checking account?Yes, you have to establish your membership to open a GECU Business Checking account.
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How much do I need to open a business checking account?There is no minimum opening balance required for a small-business checking account.
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How do I know which small-business banking account is right for me?The right type of business account for you will depend on your business’ transaction volume and the average daily balance that you expect to maintain in your account. To speak with a business services representative about your options, call 915.774.4750, toll-free at 1.800.772.4328, ext 4750.
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Can I open my small business checking account online?A business account can be opened with a business services representative. Schedule an appointment to discuss your small-business banking options and open your account.
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Where can I make deposits and withdrawals?
You can visit any GECU location or ATM for your deposit and withdrawal needs. There’s also a designated teller window located at 7227 Viscount Blvd. and 11987 Rojas Drive in El Paso, Texas. -
Do you offer cash management services?Yes, we offer cash management services to fit your business’ needs, including online banking, wire transfers,6 remote deposit capture7 and more!
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Do you offer commercial loans?
Yes, we offer commercial loans,8 including real estate and owner-occupied property loans, investment property loans, construction and development loans, working capital lines of credit, medical professional loans and more!