WORKING & BUILDING YOUR FUTURE

Ensure Your Financial Future by Growing Your Personal Savings

Whether you want to establish, grow or invest your savings, we have the financial planning tools and resources to help you get to where you want to be financially. We’re here for you every step of the way.

Working and Growing
Working and Growing

Financial planning tips and resources

  • Grow your personal savings: We can help you open a certificate account,1 money market1 or individual retirement account (IRA)2 so you can let your money work harder for you.
  • Financial education resources: Use our ImagineU tools and attend free seminars to strengthen your understanding of credit, money management, homeownership and more.
  • One-on-one financial advising: Set up a free appointment with one of our financial coaches and see how you can get on the path to financial freedom.
  • Use our personal savings calculators: Have a savings goal that you want to reach or a big purchase that you plan on making? Use our free personal savings calculators to see if you’re on your way there!

Need more financial guidance? Talk to us.

Your Personal Saving Options

Explore some of our products and services that can help you continue your journey toward reaching your financial goals.

Bump-up certificate account

Lock in your dividend rate and then bump it up once during the life of the certificate account.1

  • Bump up the dividend rate once during its term5
  • 18–60-month terms available
  • Dividends are paid monthly or annually by a variety of methods

Savings accounts

A savings account can help you make small efforts today that can lead to big things tomorrow.


  • No monthly service fees3
  • Many account type options
  • Earn dividends at competitive rates
View savings accounts

Free financial education

Speak to one of our financial coaches to learn about money-saving tips, understanding your credit score, buying a home or car, and more! 
Get financial coaching

Individual retirement accounts

Take advantage of these great retirement savings tools and ensure that you plan for the future you want.

 

  • Traditional IRAs
  • Roth IRAs
Learn about IRA options

Get money-saving tips at our seminars

Sign up for one of our upcoming seminars on homeownership, paying for college, preventing identity theft, managing your money and more.
See upcoming seminars

Credit builder loan

  • Build your credit and grow your personal savings at the same time
  • A loan that gets deposited into a certificate account4 
  • Once the loan is paid off, the amount in the certificate account is yours
View credit builder loan
We’re Here to Help You Ensure Your Financial Future
View online financial coaching help topics

Disclosures

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Membership eligibility is required.
1Must have a GECU share account to open a certificate or money market account. Open a share account with a one-time deposit of $10.
2To open an IRA, you will need to make an appointment with GECU Special Services.
3Other fees may apply.
4All loans are subject to approval. Rates and terms are based on borrower’s credit qualifications and are subject to change. Other conditions apply.
5Option is only available for GECU Bump-Up Certificate Accounts and GECU Smart-Step Certificate Accounts. Please see the GECU rate schedule for more details.
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