Rewards Credit Card

Membership eligibility is required.
¹Subject to credit qualification and approval. Other conditions apply. Introductory rate is not available for the GECU Rewards Mastercard. The variable standard rate for purchases, balance transfers and convenience checks is 15.49%–17.90% Annual Percentage Rate (APR) as of October 1, 2024. The variable APR for cash advances is 2% above your APR for purchases, not to exceed 17.90%. Introductory offer applies to new GECU Rewards Mastercards only. You will only earn 4.5 points for every $1 on qualifying purchases within the first three months of opening the account, up to $5,000 total spent. Once you spend $5,000 within the first three months, you will earn 1.5 points per $1. Cash advances, balance transfers, ATM transactions, and transactions with the use of convenience checks are not eligible to earn points. Other limitations apply. See the variable rates and additional disclosures in the GECU Credit Card Agreement and Disclosure Statement for your GECU Rewards Mastercard. The GECU Pickaxe Rewards Mastercard is not a UTEP-sponsored affinity program.
²Intermittent disruptions as a result of network performance issues and outages beyond our control may delay card control service functionality.
³Additional conditions apply. To learn more please see the Mastercard benefits.
⁴Other fees may apply.
⁵Standard text-messaging and data rates may apply through the wireless carrier.
⁶Subject to credit qualification and approval. Other conditions apply. Offer applies to new GECU Empowerment Mastercards only. 1.90% introductory is subject to qualification that is based on creditworthiness and other factors. The introductory rate is fixed for the first six billing cycles after opening the account for all purchases, balance transfers, convenience checks and cash advances. After that, the variable standard rate for purchases, balance transfers and convenience checks will apply (12.65%–17.90% APR as of October 1, 2024). The variable APR for cash advances is 2% above your APR for purchases, not to exceed 17.90%. The introductory rate may end sooner if your payment is late. See the variable rates and additional disclosures in the GECU Credit Card Agreement and Disclosure Statement for your GECU Empowerment Mastercard at your GECU location or online at gecu.com. Introductory rate and range of rates do not apply to the GECU Rewards Mastercard.
⁷All loans are subject to approval. Rates and terms are based on borrower’s credit qualifications and subject to change. Other conditions apply.
*Subject to credit qualification and approval. Other conditions apply. Cash advances, balance transfers, ATM transactions and transactions with the use of convenience checks are not eligible to earn points. Offer only applies to new GECU Rewards Mastercards opened between November 1, 2024, and 11:59:59 p.m. (local time) on December 31, 2024. You will only earn 7.5 points for every $1 spent on qualifying purchases within the first three months of opening the account, up to $5,000 total spent. Once you spend $5,000 within the first three months, you will earn 1.5 points per $1. Other limitations apply.

Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
© 2024 Mastercard. All rights reserved.